iOS 26 · This summer

Meet Otto.
He does the books.

On your iPhone. No servers. Tracks Apple pay, Watches Apple Mail for receipts, scans paper, answers in chat. The family ledger, kept.

The companion

Your whole family’s
accountant.

One Otto. Every pocket. Every receipt.

The stream

One feed,
no tabs.

Transactions, receipts, and Otto’s answers — all in one scroll.

Apple Pay, auto-matched

Every tap lands the second it clears.

Inbox watcher

After launch

Apple Mail watching arrives shortly after Otto ships.

Camera OCR

Point, shoot, forget.

Otto breathes
Chat-first reports

Reports are
just replies.

Ask anything. Otto renders the answer right in the feed.

Private by
design.

Stays on your iPhone. Never sold. Never trained on.

100% on-device
This month
Groceries
$584of $800
73% — pace is fine

Kids’ own ledger

Otto teaches money by showing.

E
ElenaParent of two

“After three months, I stopped dreading my statements.”

Your mom can finally see where the grocery money went.

— Otto lets the whole family in on the same clean picture.

Six moods

Mood lives in the eye.

No mouth. No color. Just geometry. Click one.

Click a mood to preview Otto’s reaction.

Today
0
+1+1+1+1

receipts captured.
While you blinked.

How Otto works

Three quiet moves.
Nothing else.

01 · Capture

Receipts arrive.

Apple Pay taps clear instantly. Apple Mail receipts get noticed. A photo of paper is enough.

02 · Match

Otto reconciles.

Every transaction meets its receipt. Categories settle themselves. One ledger, always current.

03 · Answer

Just ask.

“How did groceries look?” — Otto replies inline, in the same stream. No dashboard, no spreadsheets.

Otto
what did we spend on dinner out last month?
Eating out · April
$284.10
11 receipts · 7 places
Replied in your stream.
Explore

Built around the four things you actually do.

Every tap, accounted for.

Apple Pay clears, Otto matches. The line item shows up in your stream before you put the phone down.

  • Real-time match
  • Merchant-aware categories
  • Splits across family
Whole Foods−$67.42
Questions

Sensible answers, in plain words.

  • No. Receipts, transactions, categorization, and Q&A all run on your iPhone using Apple’s on-device models. Otto has no servers that touch your ledger.

Invite-only · this summer

Skip the spreadsheet era.

Your iPhone. Your data. On-device AI that never phones home. Start with a free trial — invites roll out in waves.

Email only. No marketing lists. See our privacy policy.