E
ElenaParent of two
“After three months, I stopped dreading my statements.”
iPhone · Private by design
Meet Otto.
He does the books.
On your iPhone. No bank link. Share receipts, scan paper, import statements, and ask questions in chat. The family ledger, kept.
9:41
APR 11−$91 today
YESTERDAY
Zarascanned
YesterdayOTTOnoticed a pattern
Netflix renewed — third time this quarter. Want me to track it as recurring?
Yes, recurringJust this once
TODAY
Uberemail
45 min agoWhole Foods
2 min agoOTTOyou asked earlier
“How much on groceries?”
$482in April
6% less than March
Ask Otto or add a note…
The companion
Your whole family’s
accountant.
One Otto. Every pocket. Every receipt.
The stream
One feed,
no tabs.
Transactions, receipts, and Otto’s answers — all in one scroll.
9:41
APR 11−$91 today
YESTERDAY
Zarascanned
YesterdayOTTOnoticed a pattern
Netflix renewed — third time this quarter. Want me to track it as recurring?
Yes, recurringJust this once
TODAY
Uberemail
45 min agoWhole Foods
2 min agoOTTOyou asked earlier
“How much on groceries?”
$482in April
6% less than March
Ask Otto or add a note…
9:41
APR 11−$91 today
YESTERDAY
Zarascanned
YesterdayOTTOnoticed a pattern
Netflix renewed — third time this quarter. Want me to track it as recurring?
Yes, recurringJust this once
TODAY
Uberemail
45 min agoWhole Foods
2 min agoOTTOyou asked earlier
“How much on groceries?”
$482in April
6% less than March
Ask Otto or add a note…
Apple Pay via Shortcuts
User-controlled Transaction automations can file card taps.
Share to Otto
Share an email receipt from Mail or any app — Otto reads it locally and files it.
Camera OCR
Point, shoot, forget.
Otto breathes
Chat-first reports
Reports are
just replies.
Ask anything. Otto renders the answer right in the feed.
9:41
APR 11−$91 today
TODAY
how did groceries look this quarter?
OTTOhere's your Q1
$1,842on groceries
JAN
FEB
MAR
APR
12% less than Q4 — nice
i spent $50 at trader joes yesterday
OTTOgot it — save this?
−$50.00Trader Joe’s · Yesterday · Groceries
SaveEdit details
Ask Otto or add a note…
9:41
APR 11−$91 today
TODAY
how did groceries look this quarter?
OTTOhere's your Q1
$1,842on groceries
JAN
FEB
MAR
APR
12% less than Q4 — nice
i spent $50 at trader joes yesterday
OTTOgot it — save this?
−$50.00Trader Joe’s · Yesterday · Groceries
SaveEdit details
Ask Otto or add a note…
Private by
design.
Ledger stays on your iPhone. Never sold. Never trained on.
On-device ledgerThis month
Groceries
$584of $800
73% — pace is fine
Kids’ own ledger
Otto teaches money by showing.
Your mom can finally see where
the grocery money went.
— Otto lets the whole family in on the same clean picture.
Six moods
Mood lives in the eye.
No mouth. No color. Just geometry. Click one.
Click a mood to preview Otto’s reaction.
Today
0
+1+1+1+1
receipts captured.
While you blinked.
How Otto works
Three quiet moves.
Nothing else.
01 · Capture
Receipts arrive.
Share an email receipt to Otto. Import a PDF or CSV. A photo of paper is enough.
02 · Match
Otto reconciles.
Every transaction meets its receipt. Categories settle themselves. One ledger, always current.
03 · Answer
Just ask.
“How did groceries look?” — Otto replies inline, in the same stream. No dashboard, no spreadsheets.
9:41
APR 11−$91 today
YESTERDAY
Zarascanned
YesterdayOTTOnoticed a pattern
Netflix renewed — third time this quarter. Want me to track it as recurring?
Yes, recurringJust this once
TODAY
Uberemail
45 min agoWhole Foods
2 min agoOTTOyou asked earlier
“How much on groceries?”
$482in April
6% less than March
Ask Otto or add a note…
9:41
APR 11−$91 today
TODAY
how did groceries look this quarter?
OTTOhere's your Q1
$1,842on groceries
JAN
FEB
MAR
APR
12% less than Q4 — nice
i spent $50 at trader joes yesterday
OTTOgot it — save this?
−$50.00Trader Joe’s · Yesterday · Groceries
SaveEdit details
Ask Otto or add a note…
Otto
what did we spend on dinner out last month?
Eating out · April
$284.10
11 receipts · 7 places
Replied in your stream.
Explore
Built around the four things you actually do.
Apple Pay, with Shortcuts.
Set up Apple’s Transaction automation once, then Otto can file each tap into your ledger when the shortcut runs.
- User-controlled automation
- Merchant-aware categories
- No card connection
Whole Foods−$67.42
Questions
Sensible answers, in plain words.
No. Receipts, transactions, categorization, and Q&A run on your iPhone. Otto has no finance-data server and no bank aggregator. Optional services are limited to App Store billing, opt-in iCloud sync, opt-in analytics, FX rates, and explicit local model downloads.
Product updates
Skip the spreadsheet era.
Your iPhone. Your data. Private expense tracking without a bank link. We’ll only email about Otto availability and product updates.
Email only. Unsubscribe any time. See our privacy policy.